Understand your coverage
Explore Medicare, Medi-Cal, Covered California, employer plans, networks, drug coverage, and common costs.
Visit the Learning Center →Coverage Compass helps individuals and families confidently navigate health insurance, understand medical bills, find trusted resources, and advocate for better healthcare—one clear answer at a time.
Every guide and tool is organized around a real decision, document, or question—not insurance jargon.
Explore Medicare, Medi-Cal, Covered California, employer plans, networks, drug coverage, and common costs.
Visit the Learning Center →Read an EOB, organize an appeal, understand prior authorization, and prepare better questions.
Use the tools →Find local support, understand policy decisions, and learn how patients and clinicians can advocate responsibly.
Explore advocacy →“A healthcare system where no one delays or forgoes care because they cannot understand their insurance or access reliable information.”
Our mission and storyI did not want Coverage Compass to become another website that tells people to “contact their insurance company” and leaves them there. That advice is technically safe and practically useless. People deserve to know what question to ask when they call, what document matters, what a denial actually means, why a medication can be covered for one person and blocked for another, and where to go when the first answer is no.
The deeper I looked at healthcare, the more I saw the same problem from two directions. Patients are expected to navigate networks, formularies, bills, authorizations and appeals while they are already worried about their health. Physicians are expected to treat patients while also fighting through many of those same systems from the clinical side. The paperwork is different, but the friction meets in the exam room.
That is why this site includes long-form writing, practical tools, local social resources, physician-policy conversations and advocacy. Some pages explain. Some argue. Some are meant to be printed before a phone call. Some are meant to make a future physician, policymaker or patient stop and ask why the system works this way at all.
California is the starting point, and San Joaquin County is where the local work becomes concrete. The resource map below the surface of this project is not just about hospitals. Health is shaped by food, housing, transportation, mental-health care, disability services, legal help and whether someone can physically get to an appointment. Those resources belong in a healthcare project too.
Read the writing behind the project Open the social-resource mapAn EOB is usually not a bill. Learn what each number means and how to spot an error.
Read guide →A calm, document-based approach to finding the reason, deadline, evidence, and appeal path.
Read guide →A clear overview of the major pieces of Medicare and the decisions they create.
Read guide →Join the list for new plain-language guides and project updates.